If the hand totals anything else whether the banker draws or not is decided by whether the player drew. The highest winning hand in Baccarat is 9.
The graphic shows
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History of the game baccarat
It is believed that the card game baccarat has it's origins in Italy. Then the game was brought to France where it became popular through King Charles VIII who ruled from 1483-1498.
There are three known variations of the game:
baccarat chemin de fer (railway) and baccarat banque (à deux tableaux) where you can decide if you want to be the dealer or the bank.
The third version is called baccarat punto banco (or North American baccarat) where you must be the player and cannot play the bank.
Players can either play free online baccarat for fun and for real money with the no download option.
If you choose to play for real money there are many different coin denominations so that everyone who wants to can play.